|
The definition of mobile payment was defined officially by Bank of International Settlements in the reports of “innovations of retail payments” and “Mobile payments are payments initiated and transmitted by access devices that are connected to the mobile (cell phone, tablet) communication network using voice technology, text messaging or near field communication (NFC)” in 2012. Mobile payment is the trend in future. This thesis was using qualitative analysis, gathering open data, combining the practical experience of researcher and making a comparison among mobile payment providers. Under the special environment and the needs of consumers in Taiwan, mobile payment was a market of subsidization. On the other hand, the mobile payment service provided by telecommunication companies might not have enough fund to subsidize and attract consumers. Therefore, we might be able to give some advices to the telecommunication providers to turn their mobile payment service development into cross-industry alliance, by adopting the concept of Bank 4.0 service. |